Higher Education Funding

Student loans and finance can be daunting. Here at KCHE, we have experienced staff to provide information about grants and bursaries available to you during your time at Kidderminster College. If you’re unsure where to start, check out the following information! Tuition fees vary depending on the course and mode of study. To support you with your studies you may also be eligible for a range of support including bursaries and scholarships.

Fees

Full-time tuition fees

UK and EU students:

Certificate of Higher Education - £9,250 per year

Foundation Degree - £9,250 per year

Honours Degree (Top-Up) - £9,250 per year

Honours Degree - £9,250 per year

Higher National Certificate (HNC) - £5,000

Part-time tuition fees

UK and EU students:

Certificate of Higher Education - £4,625 per year

Foundation Degree (excluding Initial Teacher Training) - £4,625 per year

Honours Degree (Top-Up) - £4,625 per year

Honours Degree - £4,625 per year

Higher National Certificate (HNC) - £2,500 per year

HE Loans - what's the difference?

Tuition Loan

Every new student is entitled to a Tuition Fee Loan (from Student Finance England) of up to £9,250 to cover tuition costs.

The amount you borrow is the amount that the College charges and it does not depend on your household income, nor do they check your credit report.

Tuition fees vary depending on the course and mode of study. You may also be eligible for a range of support to support your studies, including bursaries and scholarships.

Maintenance Loan

The Maintenance Loan is a student loan provided by the government, and it's intended to help cover your living costs while you're at university. Rent, bills, food, nights out – all of these things and more are what the Maintenance Loan is there to help you pay for.

The maximum Maintenance Loan is £13,022. This is paid to students living away from home and in London whose annual household income is £25,000 or less.

Ways to pay your tuition fee

You can pay your tuition fees up-front or take out a Tuition Fee Loan from Student Finance England, which currently defers payment until you earn over £27,295 per year. You will start paying back 9% of your earnings above £27,295. Your repayment period of 30 years starts the next April after you complete or leave your course.

Your repayments will depend on the payment plan you are on when you take out your Student Finance. Check how much you could repay here.

When will I start to make repayments?

You will start to make repayments when you earn over the threshold of £27,295 per year. This repayment will be scrapped at 30 years, even if you don't pay it off in full.

Find out more here.

How much do I pay back?

You will pay 9% of your income above £27,295. The amount you repay depends on how much you earn.

If you choose to leave your degree early, you could still be liable for course costs. Read full information here.

Can my fees change?

You should expect to pay tuition fees for every year in attendance, and be aware these fees may increase annually. Based on current government guidance, any increase is unlikely to exceed the rise in inflation by reference to the Retail Price Index (RPI).

What happens if my income reduces?

If your income falls below £27,295, your repayments stop until you start earning over £27,295 once again.

Interest on student loans

You pay interest from the time your first payment is made until you pay your loan back in full.

For full details of interest rates visit gov.uk/studentfinance

What is an Access and Participation Plan?

Access and participation plans set out how higher education providers will improve equal opportunities for underrepresented groups. Universities and colleges set their own targets working towards the Office for Students national targets and addressing areas where there are specific gaps in equality of opportunity.

They include:

the provider’s ambition for change
what it plans to do to achieve that change
the targets it has set
the investment it will make to deliver the plan.

Our Access and Participation Plan and historical Access Agreements can be found here.

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